Your net worth, live.
Link your accounts, drop in statements, or add things by hand. Ducatly adds it all up, ticks up with every paycheck, and lets you race friends on growth without ever showing them a number.
Start free. Plus is $9.99 a month. Invite-only while we grow.
- Verified
- $150k–$250k
- Savings rate
- 31%
- Age 25–34
- 81st pct
Three ways in. Mix and match.
Most people link what they can, upload a few years of statements to fill in the history, and add the rest by hand.
Connect banks, cards and brokerages through Plaid. Balances refresh every day, and linked accounts are the only numbers leagues rank.
Verified · PlusDrop in statements, paystubs, W-2s, tax returns or card statements. Ducatly reads the numbers, you check them, and the file is deleted.
3 free a monthA house, a car, a business, cash under the mattress. Pick from a list, give a rough number, and let homes appreciate and cars depreciate on their own.
FreeEverything you own, minus everything you owe, in one place.
A number that moves
Your take-home pay accrues by the second, so the total climbs between paydays instead of waiting for a statement.
Three years of history
Ducatly shows which statements are missing, learns when each account closes, and nudges you (once a week, bundled) when a new one is ready.
Forecasts and goals
Set a target and a date. See where your current savings pace lands you, and what it takes to get there sooner.
Savings rate
Income minus spending over the last three months, from paystubs, linked deposits and card statements. Private to you.
How you compare
See where you stand for your age against Federal Reserve survey data, and against other Ducatly members once your cohort is big enough.
Crypto, read-only
Track a Bitcoin or Ethereum wallet by its public address. No keys, no exchange logins.
Compete on growth. Never on your number.
Join a friend’s league for free, or start your own with Plus. Members see a handle, a range and a growth band. Never your exact balance, your name or your accounts. Only linked (verified) balances rank, so nobody can type in a fake number.
- Ranges, not numbers
Standings show bands like “$50k–$75k”. Month-over-month change shows as a direction and a percentage band.
- Invite links
Share a link; friends who sign up with it land in your league automatically.
- Month in review
On the 1st, everyone gets the recap: final standings, who moved, and the fastest grower.
- 01@quietmoney$250k–$500k▲ under 5% this month
- 02@youYou$150k–$250k▲ under 10% this month
- 03@slowandsteady$100k–$150k▲ under 1% this month
- 04@ramen_era$25k–$50k▲ under 25% this month
Your money is your business. We built it that way.
We never sell your data
No ads, no data brokers, no “anonymized insights” deals. Ducatly makes money from Plus subscriptions, never from your data.
Your bank password stays with your bank
Linking happens through Plaid. Ducatly never sees your bank login, and the access it gets is encrypted and revocable.
Documents are read, then deleted
Uploads are read to pull out the numbers you confirm. The files aren’t kept, and Social Security numbers and full account numbers are never saved.
Sign in your way
Face ID or Touch ID with passkeys, emailed codes on new devices, and breached-password checks.
Leave anytime, take it with you
Download everything Ducatly stores about you, or delete your account and it’s gone, including bank access.
Not financial advice
Ducatly shows you where you stand. What to do about it is your call (and your advisor’s).
The details are in the Privacy Policy.
Start free. Upgrade when it clicks.
- Add assets, debts, income and expenses by hand
- Your net worth, live, on one chart
- Join friends’ leagues
- 3 document uploads a month
- Link banks, cards and brokerages, updated daily
- A verified number, ranked in your leagues
- Up to 50 uploads a month (200 in your first), plus CSV imports
- 3-year history, statement reminders and a Due-now list
- Forecasts and goals
- Crypto wallets, and starting your own leagues
Fair questions, straight answers.
What does it cost?
Adding things by hand, joining friends’ leagues and 3 document uploads a month are free. Ducatly Plus is $9.99 a month and adds bank linking, league rankings, more uploads and everything else. Cancel anytime.
Why does linking cost money?
Every linked bank costs us a monthly fee to the data provider that keeps it updated. Charging for Plus is how we pay for that without ads or selling your data.
Why is it invite-only?
We’re letting people in in small groups while we polish things. Ask a friend who’s already in for their league link, or email us for an invite.
Do I have to link my bank?
No. You can upload statements or type numbers in by hand and see your full net worth. Linking only matters if you want a verified number that ranks in leagues.
Can my friends see how much I have?
No. Leagues show a range like “$50k–$75k” and a growth band like “▲ under 10%”. Anything you add by hand or upload is never shown to anyone.
What can I upload?
Bank and brokerage statements, retirement and HSA statements, paystubs, W-2s, tax returns, credit card statements, and CSV exports from your bank or old budgeting app. PDFs or photos.
Is there a phone app?
Ducatly runs in your browser. On iPhone or Android, add it to your Home Screen and it opens like an app, with notifications for milestones and league recaps.
More answers in the help center.
Know your number. Watch it grow.
Set it up once. Ducatly keeps the ledger from there.